Fraud Detector

The problem

ACFE puts internal-fraud loss at roughly 5% of revenue annually, and 40% of cases are caught by tip — not by detection. The classic patterns are mechanical: a ghost vendor created with a routing number that matches an employee's direct-deposit, duplicate payments to slightly different vendor names, round-number invoices from a brand-new payee, payroll runs initiated outside business hours, an expense report with the same Uber receipt submitted by two different employees. Without a continuous detection layer joined to the vendor master, employee directory, and payroll calendar, segregation-of-duties gaps go unchecked until an external auditor surfaces them — which is the most expensive way to find them.