18Finance

AP Automation

Invoice in the inbox at 9:02am, GL-coded and three-way matched by 9:04, in the approver's queue by 9:05 — only the exceptions ever touch a human.

The problem

A typical SMB AP cycle runs 12-18 days from invoice receipt to payment because the work is sequenced through humans: open the email, OCR by hand, GL-code from memory, chase a PO, route for signature, key into Bill.com. Three-way match (PO + receipt + invoice) is skipped on 40-60% of invoices, which is exactly the gap duplicate-payment fraud and overbilling exploit. Approval routing has no real dual-control: one bookkeeper effectively owns intake, coding, and pay-run, which fails the segregation-of-duties test the moment an external auditor pulls a sample.

Typical leak: 12-18 day AP cycle compressed to 4-6 days · $40K-$120K/yr per $10M of AP spend in duplicate payments + missed early-pay discounts · 60-80% of invoices auto-approved without touch

AP cycle time + touch-free approval rate

AP cycle 12-18 days → 4-6 days; 60-80% of invoices auto-approved without manual touch; duplicate-payment exposure cut 70-90%

APQC AP benchmarks; Bill.com Mid-Market AP Report 2024

Integrates with

GmailOutlookBill.comRampQuickBooksXeroNetSuiteSage IntacctSlackMicrosoft TeamsNotionClauden8n

How it works

Agent · AP Automation

Invoice received · ap@ inbox
OCR · vendor · amount · GL code
3-way match · PO + receipt + invoice
Tier route · auto-approve under $5K
Bill.com · ACH scheduled
G

ap@ · invoice attachment

just now

From: billing@acmelogistics.com

Invoice INV-77241 · Acme Logistics

Qty

12

Rate

$320.60

Total

$3,847.20

Integrates with

Gmail
Claude
Bill.com
QuickBooks
Slack